XO Real Estate

Idaho Real Estate Blog & Market Updates

Grounded market updates, neighborhood guides, and relocation advice for Boise, Meridian, Eagle, and the Treasure Valley.

Treasure Valley real estate insights

Garden City’s 34th Street Live-Work Overlay (2026): What Buyers & Infill Investors Must Know About Zoning, Taxes, and River Corridor Limits

Buying near 34th Street requires navigating Garden City's Live-Work-Create overlay, Ada County split-tax rules, and Boise River setbacks. Here is what buyers and infill investors must check before closing in 2026.

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Boise Foothills Fire Insurance Spikes (2026): What Buyers and Homeowners Need to Know About Non-Renewals, Defensible Space, and Mitigation

Fire insurance premiums in the Boise Foothills jumped sharply in 2026 following carrier risk re-evaluations. Here is what non-renewals, surplus lines policies, defensible space mandates, and local mitigation steps mean for your home equity.

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